Debt Consolidation

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Personal Loans Interest Rates and More

While others use the annual reducing balance method, SBI offers an advantage to the customer.The interest is computed only on the loan amount that is presently outstanding.

SBI loan interest rate was slashed from 11.5 per cent to 10 per cent and lenders were also freed from paying the car loan processing fee for an entire year.

They let the borrower choose between a fixed interest rate and a floating one.
In the former case, the interest rate on the loan remains fixed throughout the tenure.

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